About Us

Who We Are

We’re Dialogue Financial. A small, privately owned financial services business that believes the only kind of management worth doing is the kind built on real dialogue.  No sales scripts. No hidden commissions. No hype. We don’t talk in circles. We just give practical advice, based on real questions from people—usually people heading into Retirement or trying to make sense of Superannuation, investments, or insurance with more than a little frustration.

Most clients don’t come to us for wealth. They come for clarity. And a bit of calm. We’re not interested in sounding smarter than you. That’s not a service—it’s a distraction. What we offer is structure, attention, and an open line you don’t have to chase.

We’re the ones who call back. Who explain things twice if needed. Because, frankly, that’s what we’d want ourselves. Dialogue Financial isn’t just our name. It’s how we work.

What We Do Differently

Dialogue Financial exists because most financial services firms still talk at people, not with them. We don’t say that to be critical just our observation and one we didn’t want to follow!

We think advice should feel grounded, not glossy. We charge flat fees. That means no asset-based percentages, and no behind-the-scenes payments from product providers. Ever. Our clients work with us because we help them understand, not just decide. Whether it’s Superannuation options, Aged Care costs, or investment priorities, we give them a straight read. And time to breathe whether your 30 or 60 we’re here to help. If something doesn’t suit you, we say it plainly. If you’re rushing, we’ll probably slow things down. Financial management isn’t a race—it’s a long-term conversation. You shouldn’t feel cornered by your own adviser. We explain as many times as it takes. Not because it’s policy, but because it’s human.

Dialogue Financial is built around people, not portfolios. If you’re looking for buzzwords, you won’t find them here. Just advice you can actually live with from our vast and qualified experience.

Who We Help (and Why They Stay)

We help people who’ve already been told to “build wealth”—but aren’t quite sure what that actually means in real life. We help individuals and couples who are in the 20’s, their 60’s or 70’s and anywhere in between.

At Dialogue Financial, most of our clients don’t see themselves as wealthy. They’re working professionals, families juggling priorities, or pre-retirees feeling unsure if what they’ve done is enough. Some just want confirmation they haven’t missed something or how to fix it if they have. What they get from us isn’t a new doctrine. It’s a conversation that meets them where they are and walks with them from there. They stay because we do too. Our advice doesn’t expire once a plan’s written. When Retirement plans change or unexpected costs come up, we’re there. Quietly. Reliably.

We’re not selling a lifelong management package. We’re offering financial advice that respects your independence and precisely where you are at in your financial journey. Call it low-pressure. Call it uncommon. Most just call it helpful. And they call us back. That’s Dialogue. Not just a name. A working principle who will work with you to build a successful financial future for you.